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Medical Payment, Personal Injury, and No-Fault Insurance

Another protection that can be added to a policy is medical payment, personal injury protection, and no-fault insurance. Medical payment insurance covers you and your passengers if you were at fault in an accident. Personal injury protection covers such things as incurred lost wages if you could not work because of an accident. No-fault protection allows policyholders to submit a claim to their insurance company for reimbursement instead of waiting to see whom the insurance company tries to hold liable for the accident.