Other features that can be added to insurance policies are rental coverage, towing, and total replacement coverage. Rental coverage will pay car rental fees while your vehicle is being repaired. Towing coverage will pay for vehicle towing up to a certain limit. Total replacement coverage will pay the replacement cost of your vehicle if it is totaled (beyond fixing) instead of its depreciated value. Some insurance companies also offer an insurance coverage to get you into a newer vehicle with fewer miles if your vehicle was totaled. Liberty Mutual Insurance calls this “Better Car Replacement”.